Funding Strategy Made Easy
For 45 years, MKP has been dedicated to helping heavy industry clients develop effective funding strategies that provide stability, security and a solid foundation for growth.
A funding strategy is a plan for financing your business that:
- Maximises your opportunity to grow revenue
- Reduces reliance on any one lender
- Gives you flexibility and security
Our engagement is at no cost, nor commitment.
We will design it free of charge.
As a broker, we will only get paid should you choose to execute on the plan (and we won’t be offended if you choose not to)!
Designed to provoke interaction from business owners, their respective finance team and operational decision makers to deliver an ideal debt solution that align with your short-and medium-term goals.
We focus on establishing new funding relationships to enhance flexibility and choice.
This creates competition among your existing debt providers in capturing your business—whether they are banks, non-banks, or manufacturer finance teams—ultimately benefiting your business.
We aim to enhance your current financing arrangements without replacing them. By building new funding relationships, we ensure that changes in credit appetite from any single provider won’t hinder your growth plans.
Whether they are banks, non-banks, or manufacturer finance teams, holding multiple relationships improves business foundations.
We provide guidance on the market’s appetite for additional capital—both now and in the future.
Our goal is to broaden your view of acceptable debt providers, helping to avoid limiting your growth potential with a narrow approach.
We aim to explore a fractured debt approach, bringing diversity and reducing reliance on a few providers. This enhances flexibility and broadens your funding options, ultimately providing a strong support network for your business.
New funding relationships can evolve into reliable support systems, providing business owners with a sense of security and confidence.
We understand how crucial your transactional banking relationship is. Our primary focus is on offering fixed-term debt tailored to your commercial needs, such as plant and machinery, cars, and trucks.
By keeping this separate from your day-to-day working capital needs, provided by your bank, we promote ease in doing business.
We aim to eliminate the need to provide additional security such as a General Security Agreement (GSA).
General security is a charge over all a business’s assets (tangible and intangible).
When consenting to a GSA,business owners must question is the security requested proportionate to the amount borrowed?
A GSA allows a complete balance sheet value (now and in the future) to be packaged up and offered as security to support debt obligations.
A GSA may:
- slow down or become a barrier to business activity, by providing excessive security, agreeing to overreaching financial covenants;
- create another layer of complexity when selling an asset
- affect your ability to enter into similar debt agreements with other parties. Preventing access to capital;
- GSA security holder ranks above unsecured creditors (shareholder equity); and
- GSA security holder can efficiently and effectively take possession, sell or deal with the secured property in the event of default.
An MKP Funding Strategy delivers visibility into industry insights and funding rationale, ensuring close alignment to short and medium term business goals. We coordinate stakeholder engagement, manage drawdowns, and conduct annual reviews to maintain funding availability.
If you have never been presented with a funding strategy document, complete the form below and one of our MKP Finance Managers will reach out to explain how our approach can add value to your business.