MKP Finance

Take control of your capital

Get a free funding strategy for your fleet, plant, or project – remove constraints, open new lender doors, and get clear on the plan forward.

For over 45 years, MKP has helped heavy industry businesses secure flexible, multi-lender funding strategies that grow with them.

What is a Funding Strategy?

A funding strategy is more than finance – it’s a plan that protects your business from risk and positions you to grow. At no-cost, we design a tailored plan that helps you:

  • Borrow with confidence: prevent being caught out if your bank’s appetite changes
  • Spread risk: lender diversity to protect your cashflow
  • Keep more control: avoid over-broad security agreements that tie up your assets
  • Better terms: negotiate from strength so rates, covenants or fees are competitive

 

Array

Our approach, your advantage

Funding Strategies That Deliver More Than Capital

A funding strategy goes beyond finance. It’s about giving your business more options, less risk, and the confidence to grow. MKP works directly with owners, finance teams, and decision-makers to design debt solutions that align with your growth goals.

Here’s how we create that advantage:

Creating Competitive Tension

More lenders competing for your business

Reviewing Your Balance Sheet

Widening your view of what’s possible today and tomorrow

Minimising Security Requirements

Reducing over-restrictive covenants like GSAs

Debt Diversity

Spreading risk and improving flexibility across multiple lenders

Supporting (Not Replacing) Your Current Finance Partner

Strengthening, not replacing, existing relationships

Partnering With Your Business Banker

Protecting day-to-day capital while funding assets

Our approach, your advantage

Funding Strategies That Deliver More Than Capital

A funding strategy goes beyond finance. It’s about giving your business more options, less risk, and the confidence to grow. MKP works directly with owners, finance teams, and decision-makers to design debt solutions that align with your growth goals.

Here’s how we create that advantage:

Creating Competitive Tension

We introduce new funding relationships to give you more options. This competition – between banks, non-banks, and manufacturer finance providers – drives better outcomes for your business.

Supporting (Not Replacing) Your Current Finance Partner

We work alongside your existing lender. By diversifying your funding sources, we ensure your growth isn’t restricted by one provider’s credit appetite.

Reviewing Your Balance Sheet

We assess market appetite for additional capital today and in the future, broadening your understanding of debt options and preventing growth bottlenecks.

Debt Diversity

We promote a fractured debt approach to reduce reliance on a handful of lenders. More diversity equals more flexibility and confidence.

Partnering With Your Business Banker

We protect your day-to-day banking relationship by sourcing fixed-term debt for plant, machinery, vehicles, and equipment – leaving working capital lines untouched.

Minimising Security Requirements

We aim to limit or avoid General Security Agreements (GSAs), which often tie up your entire balance sheet. Over-restrictive security arrangements can slow down business activity, complicate asset sales, restrict access to new capital, and give disproportionate power to one lender in the event of default.

Our Process:

What You’ll Experience

Talk with us

Step One

Talk with us

We listen to your business goals, your current lenders, your worries

Map your current finance

Step Two

Map your current finance

See what you have, what works, what doesn’t

Build your strategy

Step Three

Build your strategy

Multiple options designed with risk, cost, and flexibility in mind

Select & execute

Step Four

Select & execute

You choose your path; we help with the implementation

Annual check-up

Step Five

Annual check-up

Markets change. We stay in touch so your strategy remains strong

The outcomes for your business

The MKP
Funding Strategy Delivers

When these principles come together, your business gains more than capital. You gain:

Clarity

a clear view of your funding options matched to your goals

Confidence

insight into lender appetite and the rationale behind our recommendations

Control

structured engagement with lenders and smooth drawdown management

Continuity

annual reviews to make sure funding remains available as your business grows

Contact Us

Ready to Strengthen Your Business?

If you’ve never had a formal funding strategy, now is the time. Our team will design one for free, with no obligation — and show you exactly how MKP can support your growth.

Request My Free Strategy